Diagram showing FSA, HSA, and HRA account types, including Flexible Spending Arrangement, Health Savings Account, and Health Reimbursement Arrangement.
FSA vs HSA infographic explaining how each can be used for chiropractic care, including rollover and expiration differences
Illustration of a woman holding a sign that says FSA 101 Use It or Lose It, highlighting flexible spending account deadlines
Diagram showing FSA, HSA, and HRA account types, including Flexible Spending Arrangement, Health Savings Account, and Health Reimbursement Arrangement.
FSA vs HSA infographic explaining how each can be used for chiropractic care, including rollover and expiration differences
Illustration of a woman holding a sign that says FSA 101 Use It or Lose It, highlighting flexible spending account deadlines

Use Your FSA, HSA, or HRA Before the Year Ends — Chiropractic Care Is Eligible

As the end of the year approaches, many patients are surprised to learn they still have unused benefits that can help them get the care they need—often at little or no additional cost. If you have a Flexible Spending Account (FSA), Health Savings Account (HSA), or Health Reimbursement Arrangement (HRA), your funds can be used for chiropractic care at Spine Align Chiropractic & Wellness.

For many patients, this is the perfect time to address ongoing pain, improve mobility, and finish the year feeling better than you started.


FSA Funds Often Expire — Don’t Lose What You’ve Already Earned

Most FSAs operate on a “use it or lose it” basis. That means any remaining balance at the end of the plan year may be forfeited. Chiropractic services—including exams, adjustments, shockwave therapy, and supportive therapies—are eligible FSA expenses.

If you have funds remaining, now is the time to schedule:

  • Chiropractic adjustments

  • Re-exams or follow-up evaluations

  • Shockwave tissue regeneration therapy

  • Targeted treatment sessions for back pain, neck pain, shoulder pain, knee pain, or headaches

  • Corrective care that helps you maintain function and mobility

Using your FSA benefits before they expire is an easy way to prioritize your health without affecting your regular budget.


HSA & HRA Benefits Can Also Cover Chiropractic Care

If you have an HSA or HRA, chiropractic care is considered a qualified medical expense. These accounts are designed to help you manage healthcare costs throughout the year—and this includes the services we provide at Spine Align Chiropractic & Wellness.

HSAs usually roll over year to year, but many patients still choose to use end-of-year funds for treatment they’ve been putting off, such as:

  • Persistent back or neck issues

  • Sciatica

  • Joint pain

  • Chronic muscle tension

  • Mobility limitations

  • Acute flare-ups that need skilled care

Your account can be used for any medically necessary services provided in our clinic.


If Your Deductible or Out-of-Pocket Maximum Is Met, Now Is the Best Time for Care

Many patients meet their deductible or out-of-pocket maximum toward the end of the year—especially after a year of medical visits, tests, or treatments. When that happens, covered services may cost significantly less, and in some cases, nothing at all.

This is an ideal time to schedule:

  • A focused care plan to address chronic pain

  • Additional visits to stabilize an injury

  • Re-exams to reassess progress

  • More frequent care to improve long-term function

If your deductible is met, additional visits may be far more affordable than they will be in January when everything resets.


Why End-of-Year Chiropractic Care Matters

Chiropractic treatment helps restore alignment, reduce pain, improve nerve and muscle function, and support long-lasting mobility. Many patients find that finishing the year with consistent care helps them:

  • Reduce chronic pain

  • Improve sleep and daily function

  • Prevent flare-ups

  • Enter the new year healthier and more active

Whether you’re managing a specific condition or trying to stay functional through a busy holiday season, we are here to help.


Schedule Before Spots Fill Up

End-of-year appointment times book quickly as patients wrap up their benefits. Using your FSA, HSA, or HRA now ensures you take full advantage of the benefits you’ve already paid for.

If you’re unsure about your remaining balance or coverage, our office can help guide you through the process.

Spine Align Chiropractic & Wellness – Huntsville, AL

Quality, affordable, patient-centered chiropractic and regenerative therapy.

 

Jessica Walker, DC

Jessica Walker, DC

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